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Open an account

International personal and business accounts in USD, EUR and GBP.

We open and operate accounts for people and businesses that send and receive international payments. Every application goes through a full KYC review, and every fee is listed before you apply.

Open a personal accountOpen a business account
See all fees

Two accounts, one process

Personal account

For individuals aged 18 or over who need to hold, send and receive USD, EUR or GBP.

  • Balances in USD, EUR and GBP
  • International payments by SWIFT
  • Statements at any time in the online platform
About personal accounts

Business account

For sole traders, partnerships and companies that make and receive international payments.

  • Balances in USD, EUR and GBP
  • International payments by SWIFT
  • Separate logins for each person who uses the account
About business accounts

Every fee, stated in full

Fees
FeeAmountWhen it is paid
KYC reviewUSD 1,500.00When you apply. Not refundable.
Account openingUSD 6,000.00Only after your application is approved.
Incoming payment1%On each payment you receive
Outgoing payment1%On each payment you send
Currency conversion2%On each amount converted between USD, EUR and GBP

There are no monthly, annual or account closure fees.

Full fee schedule and examples

From application to account

  1. Step 1: Apply online.

    Choose a personal or business account and complete the application.

  2. Step 2: KYC review.

    Pay the USD 1,500 KYC fee. We review your documents, usually within 2 to 3 business days.

  3. Step 3: Decision and opening.

    If you are approved, we open your account. Pay the USD 6,000 opening fee to start making and receiving payments.

  4. Step 4: Use your account.

    Hold, send and receive USD, EUR and GBP through the online platform.

How to apply

A full review for every applicant

Before we open any account, we confirm who you are, who owns and controls your business if you have one, where your money comes from and how you plan to use the account. We ask for a list of documents that fits your situation, rather than a standard list that may not apply to you.

We do not accept applicants connected with countries under UN, US (OFAC), UK or EU sanctions, or with jurisdictions on the Financial Action Task Force list of high-risk jurisdictions subject to a call for action.

Our AML, KYC and sanctions statement

What you should know before you apply

Your money is held, together with the money of other clients, in accounts in our name at third-party banks. It is not covered by any deposit protection scheme.

Read the important information

Questions before you apply?

Email [email protected]. We answer Monday to Friday, 12:00–19:00 Anjouan time (UTC+3).